VINCENT ESPARZA, CFP®, CLU

CONNECT

Address:

23335 N 18th Drive, Suite 136
Phoenix, AZ 85027

Phone:

480-473-9450

Fax/Other:

480-452-1919

FINANCIAL SERVICES

Vincent Esparza III, CFP® CLU offers four main financial services at his American Portfolios Financial Services, Inc. location in Scottsdale, Arizona.

 
  • Comprehensive Financial Planning
  • Investment Advisory Management
 
  • Securities Broker/Dealer Services
  • Insurance Brokering

FINANCIAL PLANNING 

Vincent Esparza's main service focus is on investment advisory services and financial planning by providing sound, experienced advice and tools for his clients. Because he is a non-proprietary, fee-based certified financial planner, he is able to become a client's advocate, counseling his clientele on an individual basis.

Vincent adheres to a six-step financial planning process, in line with his national certification as a financial planner. Each financial plan is personalized based on his clients' goals and objectives toward financial success and independence. Vincent considers that it may be comprehensive or of a limited scope to match a client's needs in one or more of these main areas:

INVESTMENT ADVISORY SERVICES

As an investment advisor representative, Vince focuses in a "Total Return" or "Dividend" investing style. His investment management style will employ a long-term, asset allocation and rebalancing strategies. Additionally, he utilizes third party money managers that are available through American Portfolios Advisors, Inc. an SEC Registered Investment Advisor. A portfolio is designed and implemented once Vincent understands his clients' goals, risk tolerance, time horizon as well as income needs or other circumstances. He does not employ a market-timing philosophy, thereby keeping transaction costs to a minimum.

SECURITIES BROKER/DEALER SERVICES

Through Vincent Esparza's broker/dealer affiliation with American Portfolios Financial Services and its clearing agent, TD Ameritrade Institutional Services, and Pershing Securities he can offer the following:

 
  • Brokerage Accounts-Stock and Bonds
  • Mutual Funds
  • Variable Annuities
  • IRA's - Traditional and Roth
  • 529 College Plans
 
  • SEP/Simple IRA's
  • 401K/Profit Sharing Plans
  • Defined Contribution Retirement Plans
  • Defined Benefit Retirement Plan
  • Real Estate Investment Trusts

INSURANCE BROKERING

To round out a comprehensive financial plan, Vincent Esparza, is a Chartered Life Underwriter, also provides insurance brokerage services and products. The insurance products are both fixed and variable, such as term life, whole life, long term care and disability insurance.

Insurance transactions are commission-based.

 

Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck