Six-Step Financial Planning Process

Vincent Esparza, CFP provides complete financial planning for individuals and businesses who are looking to improve their strategies for the game of life.


Vince adheres to this Six-Step Financial Planning Process with your individualized plan being unique and a personalized to guide you on a path toward financial success and independence.

Step 1 Initial Client Meeting (Complimentary)
The initial client meeting is where the Financial Advisor (Coach) is on a recruiting mission with and the prospective Client. This is the time where they learn about each other and determine if there is to be a formal business working relationship.

Step 2 Discovery Meeting
After a formal declaration of playing on Vince’s team is made,  then he collects all the necessary facts, information, and documentation required to assess and determine the needs and goals of the Client. 

Step 3 Education Meeting
The Client is taught basic financial planning concepts just like players are taught basic fielding techniques. These are always customized  to the Client’s circumstances and personal goals.

Step 4 Implementation
The Financial Coach  implements the "game plan", which is the services and strategies of the financial plan or investment portfolio.

Step 5 Delivery
The Client receives the necessary that lists the results of the financial plan or investment portfolio, along with supporting documents and recommendations. Follow-up meetings are discussed and scheduled as needed.

Step 6 Monitor, Update, and Rebalance
Periodically, the plan or portfolio is evaluated and reassessed for progress and achievement. The end result of which may, or may not, require rebalancing the portfolio due to clients goals and tolerances as well as current market and economic conditions.